Congratulations! You’ve finally made the leap into retirement and have more free time on your hands than you’ve had in a while. While you may have been looking forward to all this flexibility, it can also take some time to get used to. If you’re in search of ideas and suggestions to enrich and enliven your retirement, look no further.


Maybe you’ve had a long-time hobby you’ve always wanted to nurture, or maybe you’ve been too occupied with working and raising a family to consider how else you would spend your time—until now. Whatever the case may be, exploring a hobby that brings you joy can be a great addition to your day.  Whether it’s cooking, painting, pottery, or working on your golf game, dedicating time to a hobby—or hobbies—is a great way to stay active and engaged. You may even learn something new!

Social circles

Now is also the time to reinvest in your social circles. Schedule time with your friends to visit with one another, make lunch or dinner dates with your former colleagues, and invite your neighbors over for cocktail hour or game night. Don’t be afraid to put yourself out there—nurturing these relationships can guarantee that you’ll always have someone to call when you’re in need of company, companionship, or just a little fun.


If you’re lucky enough to have family close by, you might be looking forward to seeing your children and grandchildren more often. If your family lives far away, it could be time to schedule your next visit. Maintaining strong relationships with your family can not only keep you busy in retirement but ensure that you have the love and emotional support you need as you navigate this new phase.


Travel is often an important retirement goal, and if this is the case for you, don’t let another moment pass you by. Booking a trip with your partner, friends, or even alone will give you something to look forward to and plan for, and you’ll expand your horizons in the process. Many websites and travel services offer discounts or special packages, so don’t be afraid to shop around and find the accommodations that best fit your needs—and dreams!


Volunteering is another great way to stay busy during your retirement and add fulfillment to your life. When volunteering, let your passions guide you. Maybe you love animals and have always pictured yourself helping out at your local shelter, or you enjoy mentoring or coaching children. Research the local organizations that align with your passions and let them know that you’re available to help.

Having a comfortable retirement

Having a comfortable retirement is key to living it up. This can mean checking in with your finances regularly. Whatever you’re working with—pensions, rental income, tax-advantaged retirement accounts, savings, investments, and more—a financial advisor can help you navigate your finances throughout retirement and make smart decisions. They might suggest ways to use your money, and advise you on strategies like borrowing against the cash value of your universal life insurance or whole life insurance policy during market downturns. Having a plan and budget in place will allow you to enjoy the time you’ve worked so hard for.

The primary purpose of permanent life insurance is to provide a death benefit. Using permanent life insurance accumulated value to supplement retirement income will reduce the death benefit and may affect other aspects of the policy.

Source: iQuanti