When dining out and enjoying the vibrant culinary scene during the summer of 2023, having the right credit card can make all the difference. Not only can it provide valuable rewards and cash back on your restaurant expenses, but it can also offer additional perks and benefits that enhance your dining experience. To help you make an informed decision, we have reviewed and selected the best restaurant credit cards this summer. Here is Credello’s choice of credit cards for restaurants.
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is an excellent choice for food enthusiasts. With this card, you can enjoy unlimited 3% cash back on dining expenses, including restaurant visits and takeout orders. Additionally, you’ll receive a 0% introductory APR for 15 months, allowing you to pay off your balance without incurring interest charges. The card also offers a signup bonus of $200 when you spend $500 in the first three months. With its versatility and $0 annual fee, the SavorOne card is a solid option for restaurant lovers.
American Express Gold Card
The American Express Gold Card is a premium credit card that rewards you generously for your restaurant and dining purchases. With 4x points on all restaurant, takeout, and supermarket expenses, you can quickly accumulate rewards. The card also comes with a $10 monthly credit, which can be used at popular establishments like The Cheesecake Factory, DoorDash, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Additionally, you’ll receive another $10 monthly credit for Uber or Uber Eats. Although the card has a $250 annual fee, its perks, and rewards can easily outweigh the cost.
Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card is an excellent option for those who want a card beyond just restaurant rewards. While it offers a solid 3% cash back on dining, it also provides flexibility with its revolving bonus categories. You can earn even more cash back by tailoring the card to your regular spending habits. The card comes with a 0% intro APR for 15 months and a signup bonus of 1.5% cash back on all purchases up to $20,000 for the first year. With no annual fee, the Chase Freedom Unlimited card is an excellent choice for everyday spending.
Wells Fargo Autograph Card
The Wells Fargo Autograph Card is a hidden gem for restaurant-goers. With 3x points on dining expenses, it rewards you generously for your culinary adventures. But it doesn’t stop there. The card also offers 3x points for travel, gas, mass transit, streaming, and phone plans, making it a versatile option for everyday spending. With a 0% introductory APR for 12 months and no annual fee, the Wells Fargo Autograph Card is a reliable companion for foodies.
Chase Sapphire Preferred
Lastly, the Chase Sapphire Preferred card is a standout choice for those seeking an elevated dining experience. With 3x points on restaurant purchases, this card caters to food enthusiasts. It also offers a range of additional benefits, including a 1-year complimentary subscription to DoorDash’s DashPass, bonus rewards for online groceries and streaming services, and comprehensive travel insurance. Additionally, you’ll earn 80,000 points as a signup bonus when you spend $4,000 in the first three months. The card does have a $95 annual fee, but the rewards and perks it provides more than justify the cost.
Each card on this list offers unique benefits and rewards tailored to dining and restaurant expenses. Whether you prioritize cashback, points, or additional perks, there’s a credit card here to suit your needs.
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